If you’ve always gone to your bank for a mortgage, you might wonder: what exactly does a mortgage broker do — and is it worth it?
Here’s the truth: working with a broker can save you time, stress, and thousands of dollars. Here’s how it works at Maximum Mortgage.
🏦 Brokers vs Banks
- Banks offer only their own products. You’re limited to one set of rates and terms.
- Brokers, like us, have access to dozens of lenders — from banks, mortgage lenders, and credit unions to alt-A and private lenders.
We act as a matchmaker between you and the best mortgage solution on the market.
💵 How Are Mortgage Brokers Paid?
We’re paid a commission by the lender only after your mortgage funds. That means:
- No cost to you in most cases
- We work in your best interest, not the bank’s
- We have every reason to get you the best deal, as we want to establish ourselves as your go to broker for years to come
✅ When You Should Use a Broker
- You want to compare offers from multiple lenders
- You want someone who is knowledgeable and knows the different products with various banks
- You want someone to guide you and take care of the process from A-Z
- You want to establish a relationship with a mortgage professional who will guide you through your lifetime mortgage renewals and purchases
- You’re self-employed or have a non-traditional income
- You’ve had credit issues in the past
🚀 Experience the Maximum Difference
At Maximum Mortgage, we’re not here to push products — we’re here to maximize your results with honest advice and real options.
