Mortgage Pre-approval
Services
Maximum confidence. Maximum clarity. Before you even start shopping.
In a fast-moving real estate market, a mortgage pre-approval isn’t just helpful — it’s essential.
At Maximum Mortgage, we don’t just give you a number — we give you clear guidance from pre-approval to purchase — so you can house-hunt with purpose and make offers with Maximum confidence.
What Is a Mortgage Pre-Approval?
A mortgage pre-approval is a conditional commitment from a lender. It outlines how much you can likely borrow and typically locks in your mortgage rate for 90 to 120 days — giving you time to find the right property without worrying about interest rate hikes.
Unlike generic online calculators, a real pre-approval from Maximum Mortgage gives you more than a ballpark estimate — it gives you a real plan.
What Does A Pre-Approval Help With?
- Knowing your maximum purchase price before you start browsing listings
- Getting a rate hold — so you’re protected from rising interest rates
- Clarifying minimum down payment rules and closing costs (like the welcome tax)
- Spotting and addressing potential financial issues early
- Showing sellers and agents you’re ready to buy — which can make your offer more attractive
How Maximum Mortgage Makes It Easier:
- We assess your full financial picture — credit score, income, debt, and down-payment
- Help you determine a comfortable purchase price based on your monthly budget
- Lock in a competitive mortgage rate, even before you find a property
- Flag any red flags early — so nothing holds you back when you find the one
- Walk you through minimum down payment rules and closing costs (like the welcome tax/property transfer tax)
With Maximum Mortgage, a pre-approval isn’t just paperwork.
It’s your Maximum plan for smart home buying — with minimum stress.
Maximum Tip:
Many buyers fall in love with a listing before knowing what they can actually afford. A pre-approval puts you in control — helping you move fast, stand out in multiple-offer situations, and shop with confidence (not guesswork).
Who Should Get Pre-Approved?
- First-time homebuyers who want to start strong
- Families upgrading to a larger home
- Newcomers to Canada navigating a new system
- Self-employed buyers looking for flexible financing
- Anyone buying in a competitive market where a competitive edge makes a difference
Why Work with Maximum Mortgage?
- Maximum clarity — no vague approvals or cookie-cutter advice
- Maximum access — traditional banks, credit unions, B lenders & private lenders
- Maximum support — clear answers from your first question to final offer
- Maximum momentum — fast approvals, so you don’t miss your moment
Start smart. Shop smart. Pre-approve with Maximum confidence.
Let’s put the plan in place before letting a listing catch your eye
